Public Guardian’s bait ‘n switch routine

Another in our series of letters from Stella about her experiences with public bureaucrats and health care providers as she seeks to protect her father Charlie who “lives” in the seniors care wing of a British Columbia hospital.
 

Stella Writes…

When we were first contacted by the Public Guardian and Trustee of BC, they let us know that it was just an informal hearing, that we didn’t need a lawyer.  Don’t believe it.  This is the first step to Adult Guardianship, a filthy legal contrivance it seems one never escapes from.

They said we had a choice, we could use and pay for PGT services, or we could look after our father’s money ourselves.

I had been Dad’s POA (power of attorney) for several years by then and found the job exhausting because he is financially illiterate (he had never managed money himself) but he liked to have his finances explained to him. As a result of having been prescribed benzodiazepines for 5 years, Dad no longer had the ability to form new memories, making my job very difficult.

I paid bills, prepared financial summaries and reviewed his bank statement with him every quarter, explaining each item line by line.  If the conversation drifted off for a while he would completely forget what we had just done and ask – “what’s going on with my bank statement?” – and I would start all over again, line by line.

I am a professional accountant with over 60 clients and Dad was by far my most difficult account.  The PGT’s offer to take this job on was very appealing even though the cost was high.  I was told to review the PGT’s website and phone the office if I had any questions, which I did.

First the Bait

I dialed the 1-800 number listed on the website and spoke to a woman called Maya.  My concern was that Dad’s money would be put at risk in the stock market if the PGT handled his affairs.  Maya assured me that if the family wanted, his money could be left in his Credit Union earning reliable but unspectacular interest, insured against loss – but only the PGT would have access to the account.  I was told we would receive quarterly statements from the PGT, that we would have some say over how his money was handled although they would pay the bills.

I presented this information to my dad along with the costs of PGT management.  We decided we would hire
them for a couple of years to give me a break just until the house was sold and emptied. I calculated it would cost about (more…)

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